Student Finance

Your Student Finance payments will be released when your course starts, after you enrol online (and if you’re a new student, you need to log into Blackboard too).

Haven’t had your student loan yet? Check the Student Finance Flowchart to see if there’s anything you need to do, or whether you need to contact the Advice Zone

You need to reapply each academic year

If you are a continuing undergraduate student eligible for UK student support, you need to reapply for funding for each academic year.

To ensure your student support is ready and waiting for you after you re-enrol you need to make sure that your application is fully completed by the advertised deadline.

What if you miss the deadline to reapply?

You can still reapply after the deadline date – but your application may not be fully assessed when you return in September.

If you have applied after the deadline date, make sure you have some cash available for the start of term to avoid financial difficulty.

Contact a Student Money Adviser if you have any problems

Get in touch with your student funding body for further information about your individual funding entitlement/options.

- Wales

- England

- Northern Ireland

- Scotland

- NHS Wales

What happens if you receive an overpayment?

An overpayment may happen when your student finance has already paid out loans or grants for living costs and other costs – such as childcare – and then reassesses the amount due.

If the amount of grant or loan to be paid has increased after the reassessment, Student Finance will reassess your application as soon as possible. Your instalments of grant or loan for the year will be increased to reflect the increased entitlement to support.

If the reassessment results in a reduction in entitlement to the grant or loan, the amount overpaid will be recovered in full from the next instalment(s) of that grant or loan. In recovery of payment, it can also include any other grants which remain to be paid within the current academic year.

Overpayment due to Student Finance error

If Student Finance has made an error and assessed you incorrectly – and this was of no fault of your own – it’s still part of their regulations to recover the overpayment made. However, Student Finance should then take into consideration the most appropriate method of recovery if you are unable to make the repayment in full. This is done by a case by case basis and we would advise booking an appointment to speak to a Student Money Adviser.

Students who received their undergraduate maintenance loan funding through Student Finance Wales since 2010 to 2011 academic year may be eligible for £1,500 of their student debt to be cancelled by the Welsh Government.

Visit Student Loan Repayment for more information.

If you’re a student at one of our Partner Colleges, please refer to your Partner College's advice pages to find out what support is available to you.