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Student Money Advice Team

  1. Unilife
  2. Student Money Advice Team
  3. Managing Your Money
  4. Budgeting Advice
Budget Advice SMAT

Budgeting Advice

Save money so you can do more fun things

Budgeting takes some effort, but it’s so worth it to have more money. There are different methods you can choose – whatever’s right for you that accounts for all your spending (in a format that other people can make sense of in case you need to ask for help).

Resources to help you with your budgeting

  1. We offer Money Management Sessions you can book with the Student Money Advice Team
  2. Money Charity have a manual of advice, support and ways for students to manage their money
  3. Blackbullion help you grow your financial skills and take control of your future
  4. Money Saving Expert has a student budgeting planner with the majority of student outgoings

MoneyHelper have a range of further budgeting tips

Avoid taking out Pay Day loans

Up to 46,000 undergraduates may borrow from pay day lenders in a year. But most students are unable to meet the repayments – as they don’t have a regular income.

5 reasons to avoid Pay Day loans

  1. Payday lenders profit tremendously if you don’t pay back on time
  2. Payday loans can harm your credit rating
  3. The payday industry is rapidly growing
  4. A payday loan in the UK is more expensive than in other developed countries
  5. There are numerous cheaper, less risky alternatives to payday loans