Managing Your Money | University of South Wales

Here’s a range of tips and ways you can make the most of your budget and save money. If you need any advice, feel free to contact us in the Student Money Advice Team.

Money Tips

Budget at the start of each term and spread your money over the term- remember to include travel home, birthdays and socialising.
Maximise your income – get a part time job, sell unused/unwanted items
Review your bank statements - are you paying for subscriptions you aren’t using?!
Put a list together before going shopping and buy own brands instead of branded products
Batch cook and freeze the rest – it’s cheaper and saves cooking from scratch
Don’t buy books new – choose second-hand and library editions
Only buy what you need – avoid luxury spending and impulse buys, if you need to make a purchase for an occasion but know you will never use it again, why not look at renting instead of buying.
Shop around to find the best deals
Change your bill payment dates so they leave your account just after payday
Check out resources such as the Money Charity's Student Money Manual and the latest edition of NASMA's Student Money Matters

Budgeting Advice

Tools and advice on managing your money.

Are you in Debt?

Advice and support for students who are in debt.

Student Discounts

How to get the best money saving deals.

Living Costs

Check out our estimated costs of living at University.

Financial Support

Support offered by the University.

Help with the Cost of Living

There are many opportunities to reduce costs and make savings.

Beware of Fraud and Scams

How to spot, report and get advice on fraud and scams

Part-time Work

If you’re looking to reduce your expenditure whilst increasing your income, the Careers and Employability Service can offer advice on a range of part-time work available. It’s important to get the balance right, which is why we recommend no more than 12-16 hours a week of work alongside your studies.

Gambling and Wellbeing Worries

We encourage anyone that has concerns about their own gambling habits (or those close to them) to get in touch for initial information about how we can offer support.